Credit Risk Analyst

Senior Credit Risk Analyst Location: Birmingham (hybrid working) Salary: £40,000 - £50,000 (depending on experience) About the Role Viqu Energy are working with a growing UK energy business who are seeking a Senior Credit Risk Analyst to support the delivery of their Credit Risk strategy. You'll provide expert analysis on prospective and existing customers, helping balance business growth with effective risk management. Key Responsibilities: * Assess credit risk for new and existing customers using CRA data and financial analysis * Support Sales with timely credit decisions within DOA frameworks * Monitor customer risk profiles, alerts, and watchlists * Contribute to and enhance credit risk strategy and policy * Manage credit insurance processes and third-party relationships * Work closely with Finance and Collections to mitigate bad debt risk * Produce and present credit risk insights and reporting * Engage with customers and stakeholders to support informed risk decisions About You: * 3+ years' experience in Credit Risk or similar analytical role * Understanding of the UK Energy sector would be advantageous * Strong financial analysis skills and experience with CRA data * Experience working with B2B customers and TPIs * Confident using Excel, Power BI, and data tools * Strong stakeholder management and communication skills * Proactive, detail-oriented, and commercially aware Why Join? Play a key role in a growing energy business Influence strategic risk decisions Collaborative and forward-thinking environment Sound good to you? Get in touch with VIQU Energy for a private discussion about this role. You can also contact Lily Moore directly through our website. Referral Bonus: Have someone in mind for this position? We offer rewards of up to £1,000 for successful introductions (T&Cs apply). To stay up to date with the latest industry opportunities, follow @VIQU Energy online