Second Charge Loan Advisor

CV-LibraryBolton, Greater ManchesterpermanentPosted: 24 March 2026
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Second Charge Mortgage Advisor - Cemap
Up to £35000 basic + bonus + benefits (Ote £74,000 plus)
Monthly and yearly bonus
Early finish Friday
No weekends, shifts - office hours.
Flexi Hours / Hybrid

Are you an experienced Second Charge Advisor looking to join a business that genuinely values quality advice, compliance, and customer journey if so then are looking for Cemap qualified advisors to join this team?

As a Second Charge Advisor, you will guide customers through the second charge lending journey, ensuring advice is compliant, tailored, and in their best interests.

Your key responsibilities will include:
• Conducting initial security and Data Protection (DPA) checks
• Reviewing detailed fact-finds to fully understand customers’ financial circumstances
• Gaining consent and carrying out credit searches using system scripts

Essential experience and qualifications:
• Proven experience in second charge / secured loans in an advisory role
• CeMAP 1, 2 & 3 completed
• Solid understanding of FCA regulation
• Confident user of MS Outlook, Word, and Excel

Personal qualities:
• Professional, ethical, and customer-focused
• A strong team player with a positive attitude

Benefits
• Competitive basic salary (discussed at interview and based on experience)
• Market-leading culture with strong compliance support
• Excellent hours no shifts no weekends / early finish Friday
• Ongoing training and development
• A business that genuinely puts customer outcomes first
• Free parking
• Staff incentives

If you’re an experienced Second Charge Advisor looking for a role where quality advice, compliance, and earnings go hand-in-hand, we’d love to hear from you

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