Underwriter
CV-LibraryMaidstonepermanentPosted: 6 May 2026
Apply NowTalent Guardian are working with a growing and specialist lender who are looking for an experienced Mortgage Underwriter to join their team based near Maidstone, Kent.
This is a fantastic opportunity for someone with strong underwriting experience within the specialist lending market who enjoys working in a fast-paced environment and assessing a wide range of complex cases.
The successful candidate will play a key role in underwriting mortgage applications accurately and consistently in line with lending criteria, regulatory requirements, and risk appetite, whilst building strong relationships with brokers and internal stakeholders.
The Role
Underwrite mortgage applications in line with company lending criteria and compliance requirements
Assess and interpret CAIS/credit data, financial statements, and supporting documentation
Review complex case types including HMOs, Multi-Unit Properties (MUPs), Holiday Lets, Expats, Foreign Nationals, SPVs and Limited Company applications
Provide clear and well-reasoned underwriting decisions, escalating where appropriate
Manage and prioritise your own pipeline to meet agreed service levels and deadlines
Work closely with Sales, Risk, Compliance and Operations teams to ensure smooth case progression
Build strong relationships with brokers, valuers and external stakeholders
Support continuous improvement initiatives and contribute to team knowledge sharing and development What We're Looking For
Minimum 2 years' underwriting experience, ideally within Buy-to-Let specialist lending
Residential or Commercial underwriting experience will also be considered
Strong understanding of the mortgage process and wider mortgage market
Experience assessing complex mortgage applications with excellent attention to detail
Strong analytical and problem-solving skills
Excellent communication skills, both written and verbal
Ability to work effectively under pressure within a fast-paced environment
Strong organisational skills with the ability to manage deadlines and service levels
A proactive and professional approach with a strong team ethic Desirable Experience
Experience underwriting HMOs, MUPs, Holiday Lets, Expats, Foreign Nationals and Limited Company structures
Previous underwriting mandate experience or the capability to progress toward one
Passion for continuous improvement and personal development
Positive and adaptable approach to change within a regulated environment What's on Offer
Opportunity to join a growing and specialist lender
Supportive and collaborative working environment
Career progression and ongoing development opportunities
Exposure to complex and specialist lending cases
Competitive salary and benefits package Interested?
Get in touch with Talent Guardian today to find out more or apply now
This is a fantastic opportunity for someone with strong underwriting experience within the specialist lending market who enjoys working in a fast-paced environment and assessing a wide range of complex cases.
The successful candidate will play a key role in underwriting mortgage applications accurately and consistently in line with lending criteria, regulatory requirements, and risk appetite, whilst building strong relationships with brokers and internal stakeholders.
The Role
Underwrite mortgage applications in line with company lending criteria and compliance requirements
Assess and interpret CAIS/credit data, financial statements, and supporting documentation
Review complex case types including HMOs, Multi-Unit Properties (MUPs), Holiday Lets, Expats, Foreign Nationals, SPVs and Limited Company applications
Provide clear and well-reasoned underwriting decisions, escalating where appropriate
Manage and prioritise your own pipeline to meet agreed service levels and deadlines
Work closely with Sales, Risk, Compliance and Operations teams to ensure smooth case progression
Build strong relationships with brokers, valuers and external stakeholders
Support continuous improvement initiatives and contribute to team knowledge sharing and development What We're Looking For
Minimum 2 years' underwriting experience, ideally within Buy-to-Let specialist lending
Residential or Commercial underwriting experience will also be considered
Strong understanding of the mortgage process and wider mortgage market
Experience assessing complex mortgage applications with excellent attention to detail
Strong analytical and problem-solving skills
Excellent communication skills, both written and verbal
Ability to work effectively under pressure within a fast-paced environment
Strong organisational skills with the ability to manage deadlines and service levels
A proactive and professional approach with a strong team ethic Desirable Experience
Experience underwriting HMOs, MUPs, Holiday Lets, Expats, Foreign Nationals and Limited Company structures
Previous underwriting mandate experience or the capability to progress toward one
Passion for continuous improvement and personal development
Positive and adaptable approach to change within a regulated environment What's on Offer
Opportunity to join a growing and specialist lender
Supportive and collaborative working environment
Career progression and ongoing development opportunities
Exposure to complex and specialist lending cases
Competitive salary and benefits package Interested?
Get in touch with Talent Guardian today to find out more or apply now